Temporary Health Insurance Plans - Obamacare: Minimum Essential Coverage & 10 Essential Benefits / Aca health plans are required to cover 10 essential health benefits, including maternity and newborn care, mental health and substance abuse disorder for the right situation, short term insurance plans can definitely provide fast, flexible, temporary health insurance coverage that fits your needs.. If your employer offers health insurance and you wish to search for an alternative plan in the exchanges, you can. These types of plans are short term health insurance may not be ideal for the long term. Temporary health insurance coverage protects you in the event of an unexpected illness, accident or injury. But you could save money by being flexible. Short term plans don't have to offer all of obamacare's benefits and despite those drawbacks, short term health insurance can be a smart and inexpensive solution for those in between coverage options, those traveling.

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In case of temporary health insurance plans, a person is free to choose his doctor.

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